The open enrollment period began on Oct. 2, for individuals and families or small businesses looking to shop on the Health Insurance Marketplace online website (www.healthcare.gov).
Norma Parsons of Legal Aid Services of Oklahoma, located in Altus, Okla., is one of two specialists in the Southwest Oklahoma area who has help applicants access the various plans offered on the site, by helping with the enrollment process and answering related questions.
So far, Parsons has helped 20 people get on the website, but as of yet, “no one has enrolled,” she said. She did say however that several people were scheduled to enroll. Parsons has also helped a few eligible people sign-up for Medicaid.
Since there are so many insurance plans to choose from, Parsons has allowed those she has helped to print out policies and take them home to be reviewed before enrolling.
Parsons said that with offered tax credits, insurance policies are really affordable. Most plans offer co-pays for doctors visits, some might have a high deductible for hospitalization, and all provide preventative care.
The service provided by Parsons is paid for by Federal grants to help anyone needing assistance in setting up an account, filling out an online application, comparing options, or enrolling in a plan.
To find a navigator or certified application counselor, go to “Find Local Help” at HealthCare.gov. There, you enter your city and state or zip code to get a list of helpers available in your area.